#SUZE ORMAN FREE DOWNLOADABLE TEMPLATES FREE#
We have many other budgeting tools to help you including free budgeting software. Be sure to let me know what you think of these spreadsheets and how they have helped you.
#SUZE ORMAN FREE DOWNLOADABLE TEMPLATES DOWNLOAD#
You say you do not have Excel? Then go to the Open Office website and download a free Excel compatible program. Four free family budgeting tools in Excel that you can download and start using today. Input your assumptions and see how your estimated results will change. It can help you estimate how much your 401(k) will be worth over time. Also, taxes are not factored into the assumptions.Ī great tool to help you get a good snapshot of your employer retirement benefits is the 401K Template calculator. Please understand that this spreadsheet is for illustrative purposes only. This calculator can be used for consumer loans, auto loans, mortgages, and student loans. You can also see how changing the payment frequency and making additional payments affects your repayment schedule. Enter the loan amount, interest rate, and the length of the loan to determine the size of your monthly loan payment. The third of the four free family budgeting tools is a Loan Amortization calculator creates a schedule for repaying your loans. One way to think about a Net Worth calculation is to consider what you would have if you sold everything you owned and paid off all your debts on the same day (note: do not actually do that). You can think of this as the personal equivalent of a corporate balance sheet. The Net Worth Calculator is a good way to take a snapshot of your current financial situation. Includes sections for home expenses, healthcare, telecom, transportation, daily living, savings, debt payments, entertainment, subscriptions, and vacations. Figure out your total income, total expenses, net income, and projected savings over the course of the year. Use this Family Budget template to create a comprehensive monthly spending plan. See my explanation at the end if you do not have Excel. Download them and see for yourself their usefulness. But they are a good starting point if you do not have your own system. If you have access to Microsoft Excel, then the following four free family budgeting tools will help you get a good overview of your finances.Īre these Excel spreadsheets the only tools to use? Of course not. Free Family Budgeting Tools Excel Budgeting Spreadsheets to Download